Recognized for Governance Before Settlement, a standards-based approach to tokenized securities, real-world assets, deposit tokens, and institutional digital asset adoption.
TradeEnabler was selected as a finalist in the SWIFT Hackathon 2026, focused on scaling digital assets through standards and helping shape the next phase of institutional digital asset adoption.
Our finalist solution, Governance Before Settlement, addresses one of the central questions in tokenized finance: who is authorized to receive, custody, redistribute, and reconcile a tokenized financial instrument before settlement occurs?
The model applies SWIFT RMA-style relationship governance, BIC and LEI identity, wallet authorization, issuer policy, and ISO 20022 Securities alignment to tokenized securities, real-world assets, brokered deposits, and deposit tokens.
A short overview of the TradeEnabler platform and the finalist Governance Before Settlement concept.
Watch Demo VideoBlockchain can move value quickly, but regulated finance also needs privacy, legal accountability, role clarity, issuer controls, custody rights, and reconciliation between on-chain execution and off-chain records.
TradeEnabler abstracts blockchain complexity for bankers by embedding governance-driven oracle functions into standards-based workflows. Banks should be able to use tokenized securities, real-world assets, and deposit tokens through the tools and operating models they already understand.
True institutional decentralized finance is not ungoverned finance. It is governed, auditable, SWIFT-connected financial participation across tokenized assets, deposit tokens, and real-world asset settlement.
The materials below explain the finalist solution, the broader governed digital finance model, and the securities-specific standards alignment. Replace the placeholder links with the document links from the vLink page.
This presentation summarizes the finalist solution and the TradeEnabler value proposition for tokenized deposits, brokered deposits, digital securities, real-world assets, settlement inclusion, and decentralized correspondent banking.
It explains how TradeEnabler can help banks participate in digital assets without replacing their existing banking environment.
TradeEnabler SWIFT deck (pdf)This foundation paper explains the broader Governed Digital Finance model and why governed wallet identity, deposit tokens, and SWIFT-connected institutions can support financial inclusion.
It provides the context for decentralized correspondent banking and institutional participation in tokenized settlement networks.
Governed Digital Finance-SWIFT (pdf)This addendum focuses on securities and real-world assets. It explains how Governance Before Settlement applies to ISO 20022 Securities concepts, wallet-to-BIC/LEI/D&B linkage, issuer-authenticated token governance, jurisdictional eligibility, custody rights, and pre-settlement attestation.
Governed Digital Finance-SWIFT paper (pdf)The Wallet Oracle validates whether a wallet is authorized for the transaction role. The Governance Oracle validates country, asset, issuer, jurisdiction, custody, and policy rules. Notary Nodes evidence the authentication, wallet ownership, issuer policy, and pre-settlement validation outcomes.
Wallet identity is linked to verified institutional or legal-entity identity before it can be used in tokenized settlement.
Token policy, holder eligibility, transfer conditions, and redemption rules are validated before settlement.
Blockchain execution is connected to legal ownership, custody, and ISO 20022-aligned settlement records.
The finalist solution focuses on how tokenized securities and real-world assets can align with established market roles and lifecycle events. It proposes enrichments to support wallet authorization, counterparty authentication, issuer policy, jurisdictional eligibility, custody rights, pre-settlement governance attestation, and reconciliation.